With the backing of the McLardy McShane Group, we can offer you leading insurance solutions and expertise in addition to local service and claims support.
Contact us to talk about your insurance needs or for a quote.
Our Industries
Our Services
Professional advice for all industries
As qualified and experienced general insurance brokers, we at McLardy McShane Mildura can arrange cover for all types of businesses across a range of industries. We offer general insurance, while also specialising in farm, crop, houseboats and commercial insurance. We take the time to understand your company’s specific risk profile. This means we can provide expert advice on tailoring insurance policies for your business - so you don’t waste valuable time researching and comparing cover options.
Specialist Industries
Working on the land brings many rewards – but just as many risks.
As a farm owner, you’re vulnerable to bushfires and other weather perils that can destroy produce, livestock or damage your buildings and other property; machinery breakdown which can cost you time and money; personal illness or a serious accident; or even a claim from a guest injured on your property. Whether you’re a large-scale crop grower or livestock producer or a small family or hobby farm, McLardy McShane Mildura can help protect your farm, its produce and livestock – and the people who benefit from it. Our speciality extends to Crop Insurance, Transit/Marine insurance and hard to place risks including large property risks such as Hay/Grain.
Business and trades pack insurance is a tailored, bundled policy for tradespeople (e.g., plumbers, electricians, builders) that combines essential covers like Public Liability, tool protection, and business interruption into one, cost-effective package. It protects against third-party injuries, property damage, and theft.
Houseboat insurance combines watercraft, property, and liability coverage to protect against damage to the vessel, its contents, and third-party liabilities.
It covers perils like sinking, fire, theft, and storm damage for the hull, motor, and onboard items. Comprehensive policies are recommended for both moored and navigational risks, including personal effects and salvage.
Professional Indemnity (PI) insurance protects professionals and businesses from financial losses due to claims of negligence, errors, omissions, or breaches of duty in their advice or services, covering legal defense costs, settlements, and damages for things like wrong advice or missed deadlines that cost a client money. It’s crucial for advisory, consultancy, and service-based roles (like accountants, lawyers, IT consultants) and differs from public liability insurance, which covers physical injury or property damage.
If an accident or unforeseeable incident causes damage or injury to someone (other than your employees), you may be found legally liable to cover the costs.
Public liability insurance can help to protect your business from the financial risk of liability claims – giving you the certainty you need to trade with confidence. No matter how stringent your company is, mistakes can happen. Even if you’re not at fault, you could risk serious financial damage through legal and court costs if a customer decides to sue you. Product liability insurance is designed to help protect your business if you’re sued because a product you sell, assemble or supply has caused harm to a person or property. While public and product liability insurance isn’t mandatory for most businesses, it is recommended for all companies. That’s because the unpredictable nature of accidents makes them hard to prevent – and the costs of being sued can be extraordinarily high.
